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<p style="margin-bottom: 0in;"]<a name="lw_1284758032_8"][/URL]<span style="font-size: medium;"]No
I have not seen the need to get insurance as I am a mother hen when
it comes to my gear. With that said I have to say that I always find
myself trying to cut corners when it comes to spending extra money on
like insurance and membership fees. I've thought about it but
I've never pulled the trigger when it comes to signing up for
insurance. As far as my equipment goes its a small inventory of a
5D2, 40D, battery grips, 70-200, 16-35, 15mm fisheye, 100mm IS macro,
and my 580 EX flash. My strobes usually stay inside and don't travel
with me and my tripods are pretty tough. My 360 pano head was 800
bucks so thats pretty expensive where if that was damaged, lost or
stolen I could not do a large portion of my work. Insurance would
come in handy for sure if my photo bag was stolen, burned in a fire
or I dropped my 5D in the water and destroyed it. I am pretty absent
minded and sometimes leave my gear places but up to this point I've
been lucky to get it back. To look back on my latest incident
I'd have to sayit was an unfortunate mishap where it was just
one of those things that happens from time to time. It was awful to
hear and then see my lens on the concrete along with my flash. A few
days before I had noticed that the zipper on my backpack was acting
up but still worked where I placed an order for a new shoulder bag
with more padding and that would hold more gear. It was due to meet
me at one of the future hotels that I'm staying at while traveling
for work. To bad it did not come sooner. I got the <span style="color: #000000;"]<span style="font-family: Times New Roman,serif;"]<span style="font-size: medium;"]<span style="font-weight: normal;"]<span style="background: none repeat scroll 0% 0% #dceeff;"]Lowepro
Stealth Reporter D650 AW<span style="font-family: Times New Roman,serif;"]<span style="font-size: medium;"]<span style="font-weight: normal;"]
Camera Bag and it looks awesome. <span style="font-size: medium;"]Also,
I just rejoined Canon CPS today as my membership had expired. I'll
let everyone know what the outcome is once I find out and report on
the amount it costs to get the 70-200 fixed. I look at this incident
as just something that comes with the territory when you're busy and
that day I was very stressed with my photo assignment.