As previously said, go with Personal Property Insurance instead. It cost me $16 per month for $8000 worth of gear which is pretty cheap. Remember that Insurance and warranties are two different things. Warranties normally only protect you from manufacturer defects, whereas insurance protects from damage, theft, etc. Finally, I think in most cases if you have functiional problems with a lens it will usually show up before the manufaturers warranty ends----in my experience anyway.





hope this helps