70-200 took one for the team

[nickds7]

I've heard that making an insurance claim on a few hundred dollars worth of damage isn't even worth it, am I correct? Insurance premium increases anddeductibleamounts are the major set backs right?

So maybe kicking yourself over a lack of insurance wouldn't even be worth it on something not worth claiming either way

[bob williams]

I've heard that making an insurance claim on a few hundred dollars worth of damage isn't even worth it, am I correct? Insurance premium increases anddeductibleamounts are the major set backs right?

I don't agree. I have State Farm insurance on mine (multi policy deal) and the cost is very reasonable--about $12 per month on $11K worth of gear. I have had one claim for a dropped lens, there was no deductable and I didn't notice any difference in monthly premium payments. Once I got the estimate from Canon, I made my claim by phone, emailed my agent the quote and had a check 48hours later. So for me it is worth every penny.


Bob