Originally Posted by naturac
Likely your homeowners policy will have a low cap for camera equipment, possibly $500. But, most commonly your insurance company will separately cover camera gear - call them and ask. Some do it as a rider on your homeowners insurance, others issue a separate policy. I have one through State Farm (they call it a Personal Articles policy, the same one that covers jewelry, etc.), no deductible, full replacement coverage, covers any loss/damage/theft, applies worldwide, and I pay $7.60 per year per $1000 of covered equipment.
Reply With Quote