Brant....I was in the same boat couple of years ago w/pretty close to the same type of computer use.
I agree w/Daniel & Dr Croubie. I built a new one to my photography specs (after lots of research). But what I did a little differently was to put 2 hard drives in the box; C drive is a 150 gig 10k spin rate and an E drive w/750 gig and, if I remember correctly, a 5800 spin rate.
The C drive 10k allows Photoshop to be very quick (as well as other functions) and the memory allows 6 months worth of pic folders. I keep a years worth of pix on the E drive and back both drives up w/500 gig, 1TB and 2TB EHDs. BTW, my filing system doesn




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] I think we are targeting the $500 to $1000range.While it does look like I can get a PC that meets the above specs and had Office/etc for that range, I am curious about building it.So I'll try to take a look at newegg.