i swear if I didn't have bad luck, I'd have no luck at all! I sold my practically brand new macro ring flash, adapters and lens capon FM and the buyers post office lost it!!! How do you lose a box!

So now I have to wait until the end of next week to file an insurance claim with the post office but ....

Should I have the post office reimburse me and then when they do, I reimburse him?
Should I have them reimburse him directly? These are the two options on the claim form. Or doesn't it really matter?

Stupid me got too overly confident in our USPS and didn't insure it for what its worth or even exactly what he paid for it so now I have to still pay him some $ back! [:'(] [:'(] [:'(]

Denise