Thanks for the response Dave!

Well, the 24-105 is my main lens for weddings etc, and I think it's just the thought of 'What if' it got damaged, stolen...

What about getting the 40mm pancake lens for general use, and taking my 100mm 2.8 prime for any tele need, as we have been told we are going on safari at some point, so VERY good point about the need for one of them, that unfortuantely is the longest lens I currently have. (minus the extra 5mm on the 24-105!)

Will throw the idea of the G15 out, as what you said were good points.